With Summer ending, there’s no denying that the season has been rather productive for stock markets, with equities posting gains once again in August, marking the fourth consecutive positive month. However, we should not be under any illusions. Periods of low volatility can never last forever, and September is historically the month with the lowest average returns. Join Harry, David and Kevin for the August Market Update. As always, if you have any questions, please do not hesitate to reach out us.

Published: September 5, 2025

Paying down debt or investing, what’s the smarter move right now? In this video, we break down the pros and cons of each strategy, how interest rates and market conditions affect your decision, and what you should prioritize in today’s environment. If you’re unsure whether you should be focusing on your investments, or your debt repayments, we’re happy to have a conversation with you around what strategy is more appropriate for getting you where you want to go.

Published: August 26, 2025

July marked another strong month for global equity markets, with U.S., Canadian, and international stocks all posting gains. Central banks remained on hold amid economic uncertainty, while new U.S. tariffs added fresh complexity to global trade. Meanwhile, corporate earnings continue to beat expectations, helping support investor sentiment. As always, if you have any questions, please do not hesitate to reach out to Harry, David, or Kevin.

Published: August 6, 2025

May and June saw strong market performance, marking a rebound from the previous two-month downturn. As the 90-day tariff postponements near their end, trade policy is expected to return to the spotlight. We’ll be closely monitoring how tariff and trade negotiations unfold in the coming weeks.

As always, if you have any questions, please do not hesitate to reach out to Harry, David, or Kevin.

Published: July 22, 2025

In this month’s educational video we discussed Lifestyle Creep, what it is, how it occurs, why it’s important to monitor and how to ensure you are protecting your financial goals from it. Lifestyle Creep can sneak up on you and left unchecked, it can rob you of financial progress.

If you have any questions about Lifestyle Creep or would like to assess if its impacting your financial plan, feel free to reach out to Harry, David, or Kevin.

Published: July 10, 2025

Which is better—real estate or investing in the financial markets? The truth is, it depends on you. Each serves a different purpose and aligns with different financial goals. Many Canadians build equity in their homes and invest in the market for diversification and long-term growth. If you have any questions, we’d be happy to help you compare whether investing in the real estate market or the financial market makes more sense for your long-term financial plan.

Published: June 23, 2025

Following a difficult month of April, due to tariff induced panic, the S&P500 recovered nicely in May, surging 6.15%. This was the best performance for US stocks in the month of May since May 1990. Canadian stocks as measured by the S&P TSX rebounded nicely in May as well, rising 5.37% during the month. Equity markets in Europe and Asia were broadly positive as well, rising low single digits throughout the month. As always, if you have any questions, please do not hesitate to reach out to any of us.

Published: June 6, 2025

We recently hosted a live webinar with Lyle Perry, Partner at MHWP Law in Maple Ridge. During this webinar Harry, David, and Kevin provide a brief recap on the markets followed by an in-depth Q&A session with Lyle Perry about estate planning. If you were not able to attend the live webinar, we hope you will enjoy watching this replay. As always, if you or your family members have any questions about estate planning, please reach out to us directly. We can help you begin to craft your estate plan as well as provide you with referrals to experts like Lyle to draft the appropriate legal documents.

Published: May 28, 2025

Dollar cost averaging is an investment strategy where you invest a fixed amount of money on a regular schedule. For anyone who is sitting on the sidelines in cash and feeling nervous about potential short-term headwinds, dollar cost averaging is a less stressful way of putting larger sums of money to work for the long-term. Join us as we explore the concept of dollar-cost averaging, along with its advantages and disadvantages.

Published: May 16, 2025

April gave stock market investors a little bit of everything; tears as share prices plunged when President Donald Trump started a global trade war, gasps of relief as they bounced back when he paused some of his harshest tariffs, and confusion as they rose despite increasing signs of economic turmoil. Join us as we discuss the highlights of last months market events. As always, if you have questions about your portfolio or financial plan, please do no hesitate to give our team a call.

Published: May 7, 2025