Service Overview

Here is an overview of all the services we provide.

  • Investing
  • Retirement Planning
  • Insurance
  • Tax Planning
  • Estate Planning
  • Charitable Giving
  • Business Succession

referral based

Is your portfolio working as hard as you do?

Independent & Unbiased

As an independent wealth management firm, we provide our clients with unbiased advice tailored to their unique situation.

  • We manage your portfolio by working with only the best asset management companies in the world.
  • We are not owned by a bank, or any other parent company.
  • We are free from any undue pressure to favour certain investment products over others.
We Cast a Wide Net
  • We screen an ever-changing universe of thousands of investment options to bring the best-in-class solutions to your portfolio.
  • We offer a variety of private wealth products such as exchange-traded funds (ETFs), mutual funds, annuities, segregated funds, term deposits (GICs), and high interest savings accounts.
Bespoke Investment Advice
  • We manage portfolios for clients with a wide range of priorities; from those with a focus on capital preservation and income generation, to those who want to grow and accumulate their wealth quickly.
  • We will create a portfolio of investments that is well diversified and that deliver the consistent results you expect.
Committed to You
  • As a client of ours, you will benefit from personalized attention as we take the time to understand your unique situation and tailor the investment and wealth management services you need.
  • We believe in transparency on compensation and costs.
  • We will always identify and share with you what your total costs for investment management are.
  • We will always work towards your best interests.

Perler Financial has always provided the most professional service, efficient responses to all of our requests and questions, regular personal follow up of our status, and solid returns on our investments. It is nice to have complete trust with our finances.

Trevor Connor, Principal & Marla Connor, Doctor

What is Responsible Investing?

Perler Financial Group is a proponent of ESG principles. Responsible Investing refers to a range of approaches that incorporate
Environmental, Social and Governance (ESG) principles into the investment process and seek to bring about positive societal change through ESG factors.


Climate Change
Clean Energy


Diversity & inclusion
Local communities
Workplace health, wellness & safety

Corporate Responsibility

Business Ethics
Charitable donations & initiatives
Tax Strategies

Do you have a financial plan?
Retirement Planning

Our holistic financial planning approach combines a focus on generating solid investment returns along with ensuring that you manage your finances effectively through each stage of life and reach your financial goals in the most tax and cost-effective way.

Tax Planning

Managing your wealth means having a tax strategy tailored for you.

Tax-efficient financial strategies while you are working, during retirement, and for when your assets are transferred to your loved ones will ensure that your wealth is maximized.

What are the benefits of tax planning?

What are some tax-saving strategies?

RRSP and TFSA are commonly used and widely appropriate for most Canadians as tax-sheltered investment accounts. Planning yours and your spouse’s RRSP contributions appropriately is something that many Canadians overlook, and we can help you be as efficient as possible in this regard.

RESP is a fantastic account to invest and save for your children’s education within.

RDSP is an account that is helpful to save and invest within for the future financial needs of a disabled child or adult individual.

A holding company is a useful tool that business owners and families utilize to hold income-generating investment assets. A holding company is a separate legal entity and can facilitate many tax-planning and estate-planning strategies.

Trusts are wealth planning tools that allow you to protect financial assets for your family members and can also offer you the ability to retain a level of control over your money after your death. Trusts can also facilitate effective wealth transfer while reducing probate fees and tax costs for your estate.

Insurance can be positioned as an asset class and can be used as another way to tax-shelter investments. This is a commonly used strategy once you have already maxed out other tax-sheltered accounts like RRSP and TFSA.

T-SWP Investments are like a regular investment fund, but are particularly useful for retirees that wish to grow their wealth, all while drawing an income that minimizes taxable distributions

Prescribed rate loans can be used to help a high-income earning individual split their income tax burden to other lower-income earning family members like a spouse or children.

Estate Planning

You have worked hard to build your wealth. Estate planning will ensure your surviving loved ones and the causes that you care
about benefit from your hard work.

We can help you:

  • Uncover ways to transfer your assets in the most tax and cost-effective way
  • Organize your thoughts and wishes and help you craft your estate plan
  • Incorporate charitable giving as part of your estate plan
  • Referral to lawyers and accountants where necessary for implementation and drafting of legal documents like your Will, Power of Attorney, and Representation Agreement

Things to consider:

  • Are your beneficiaries prepared to manage wealth?
  • Are you set up to minimize tax and probate liability upon death?
  • Have you named beneficiaries on registered accounts to help expedite the estate settlement process and minimize probate?
  • Is a trust an appropriate strategy for use as part of your estate?
  • Are you planning for any charitable donations in your estate?
  • Do you own assets in the United States? Have you considered US estate tax exposure?
Protecting Your Family

Rest assured that your family has financial security.

We offer insurance products that can provide you financial peace of mind knowing that you or your loved ones will receive financial compensation in the event of:

  • Death
  • Critical Illness
  • Disability

You don’t buy life insurance because you are going to die, but because those you love are going to live.

Struggling to find the right mortgage? We can now help!


Whether you are buying a new home, renewing your mortgage, or refinancing, we can help. Filing credit applications with multiple banks and sifting through various terms and conditions of each mortgage can be frustrating, overwhelming, and confusing. To help make the process as simple and efficient as possible for you, we’ve forged a partnership with Dominion Lending Centres to offer you the best rate possible on your mortgage. Similar to working with an independent financial advisor, working with a mortgage broker provides you access to every financial institution and the freedom to select the best available product for your needs.

For more information, please contact either Harry or David at and they will put you in touch with one of their trusted partners with Dominion Lending Centres.
Call Harry or David at 604-468-0888

Worldsource Financial Management Inc. Disclaimer

Helping you get to where you want to go

Set up a meeting and begin taking control of your financial future